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Choosing between surveys...building survey homebuyers survey & evaluation
Commissioning your own survey is the simple, economical way to avoid unpleasant - and perhaps costly - reprises after moving in. In some cases, the surveyor's report may enable you to renegotiate the price. Before proceeding too far with the purchase you need to know:
The Consumers' Association Which? Magazine and the council of Mortgage Lenders both give this advice. "even if you are seeking a mortgage - and may be paying for a Mortgage Valuation report - it is still advisable and prudent to arrange a survey by your own surveyor." The reason is simple: the Mortgage valuation report is prepared for the lender - not for you, the borrower. It answers only the lender's questions concerning the appropriate security for your loan. You cannot rely on it to answer th questions which concern your personal interests. View a comparison between the main features of the Homebuyer Service and those of a Building Survey here. |
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